At Home In The Poconos
One of the most common refrains that has come out of the very hot 2020 real estate market is the message that this is a perfect time to sell a home. Record low interest rates combined with a low inventory market and a shortened spring market means that demand is high and, in many areas, homes are selling for prices well above asking with multiple offers.
Of course, the other side of that equation is that the homeowners who are selling those homes may be unsure about how and where to find a new...
Buying your first home is equivalent to embarking on a grand adventure. Although extremely thrilling, learning the ins and outs of the process can often seem overwhelming. From determining a budget to obtaining a loan, there are numerous factors to take into consideration along the way. Keep these five tips in mind throughout the journey.
Check your credit scoreYour credit score impacts various aspects of your life, especially when it comes to buying a house. It’s a determining factor in being...
You’ve been saving for a while, and you’re finally ready to move out of your apartment and take the leap to home ownership. Becoming a first-time homeowner is both an exciting and a stressful process, but the payoff is well worth it once all the papers are signed and the keys are in your hands. Be sure to read on for some useful tips for preparing for home ownership and what to expect once you move in.
Chances are, you’ve been renting from a landlord who was on the hook for minor repairs and ma...
After making an offer on a home, you'll enter a contract, part of which should always include getting a home inspection from a licensed professional. It is recommended that any homebuyer make an offer to purchase contingent upon a home inspection that allows you to withdraw your offer if there are any major issues discovered during an inspection.
More than likely, the home inspector will find problems that need to be fixed before closing. Major foundation issues and significant water damage are...
Many Americans struggle to manage credit card debt. If you have accumulated high balances, either because of overspending or because of circumstances beyond your control, you’re likely feeling stressed by your debt. With many credit cards carrying high interest rates, it may feel like you will never pay off the balances.
How Balance Transfer Cards WorkIf you have good credit, you may qualify for a balance transfer card with a low interest rate. A balance transfer allows you to move your balance...
Your first credit card can be the start to building your financial future. Just remember, how you use it can affect you for years down the road.
For example, build a good credit score and you could see lower interest rates on home and auto loans, and receive better credit card perks. Make too many mistakes with a first card, however, and you could have less financial flexibility. Landlords, lenders and utility companies could view a low credit score as a risky customer for them and deny you ser...
When it comes time to list your home on the market, the decision to sell shouldn’t be taken lightly. Rather than asking your Magic 8 Ball whether now’s the time to pack up your belongings and move into a new space, you’ll want to focus on a variety of factors to be sure your decision makes the most sense for you and your family.
Here are five telltale signs that will offer the best indication that you’re ready to get off the sidelines and make a move.
You’re financially ready. Purchasing a h...
