At Home In The Poconos

“Sure, just charge it to my credit card.” It’s a phrase we say at stores and restaurants from time to time, especially when we’re making unplanned or big purchases. Credit cards are convenient and common among most adults, but unless you use one carefully, you could find yourself in financial trouble. Here are some tips to help ensure you use credit cards wisely:

If you have a good credit score, you can probably get approved for a credit card that doesn’t have an annual fee. The benefits? You’ll have a credit card without being stuck with an annual fee, and you’ll be happier.

Consumers with no-annual-fee credit cards were twice as likely to be satisfied with their card than consumers with annual-fee cards—70 percent to 35 percent—according to a recent survey from Discover, a major issuer of no-fee credit cards.