At Home In The Poconos
Moving is largely about looking back and looking forward. We make meticulous lists of everything before the move: from what has to be packed up or tossed out from the old house, to the utilities turn-off dates and the moving van’s pickup time. Likewise, we do our best to make sure that everything in the new home is ready to go so that we can seamlessly start our new life.
And an important part of that post-move plan is to be prepared. Sure, you’ll probably have a good idea of what you want to p...
House hunting is an exciting part of the homebuying experience. Each home you visit could be somewhere you build memories the rest of your life.
However, before you start your house-hunting expedition, it’s important to make sure you’re prepared to make the most of the experience. Use the list below to stay organized and help you find your next home.
Notepad and pen
While you may have a great memory, it is easy to get confused if you’re looking at multiple homes in one day. Bringing a no...
If you have a good credit score, you can probably get approved for a credit card that doesn’t have an annual fee. The benefits? You’ll have a credit card without being stuck with an annual fee, and you’ll be happier.
Consumers with no-annual-fee credit cards were twice as likely to be satisfied with their card than consumers with annual-fee cards—70 percent to 35 percent—according to a recent survey from Discover, a major issuer of no-fee credit cards.
The main drawback is that most cards witho...
Did you know student loans are one of the largest forms of debt in America? Paying off college loans is essential to cementing your financial future. To help you successfully navigate the complexities of borrowing, Edvisors.com suggests steering clear of these common repayment mistakes:
1. Losing track of loans. Graduating with an average of eight to 12 loans, students might forget about one of their loans, pay late or even default. Payments are due even if the lender doesn’t send a statement o...
Buying a home is, perhaps, one of the most personal transactions you’ll ever undertake. How, then, can you help someone else find the home that’s just right for them—especially if they are unable to help with in-person input? Whether you’re helping your elderly parents relocate to a retirement community or helping an out-of-town friend relocate to your area, you’ll need to keep in mind some strategies for keeping the lines of communication open all the way to the closing table.
Define your leve...
Have you ever made a purchase that has thrown your monthly budget off-kilter? Or maybe you’ve put financial restrictions on yourself that push you away from spending on things that bring you joy. The phrase “treat yourself” has been trending for a while, and the good news is there’s some benefit to it!
Placing money in your budget for splurges is important, but setting aside too little or too much can set you off the path of your financial goals. Here’s your guide to budgeting for the occasiona...
Whether you want to save for retirement, your children’s college education, a house purchase or a dream vacation, you’ll need dedication and time. For many people, the temptation to spend money on things they want or need now, or the belief that saving a large sum of money is too difficult or impossible, keeps them from reaching their goals. Automatically transferring funds to separate accounts for long-term priorities can make saving easier.
Why Saving Automatically WorksMany people find that...
